Current Loan Rates

Rates Effective January 1, 2024.  Rates Subject To Change Without Notice.

LOANS TYPE* Term Score of 700-759
(Very Good)
Score of 760+
(Excellent)
Signature Loan 0-12 Months 8.00% 6.00%
  13-24 Months 10.00% 8.00%
Promotional Loan No Credit Check (6) Months 18%
       
Christmas Loan No Credit Check (6) Months 18.00%
New Vehicle 3 Years 4.00 3.00%
  4 Years 4.50% 3.50%
Used Vehicle 3 Years 4.00% 3.50%
  4 Years 5.50% 4.50%
 Motorcycle 4 Years 7.00% 5.00%
 New Boat 3 Years 9.90% 7.5%
  4 Years 9.50% 8.50%
No Credit Check EZ Loan (3) Months = 6 Payments
20% Interest  + $20.00 Application Fee
Secured Loan 3.0 above Dividend Share Rate (Time Amount Secured)
(Shares)  5.0 Above Dividend Share Rate (1/2% of Total Loan Amount)
*APR is the Annual Percentage Rate. Rates are controlled by credit score & terms of the loan.