Your savings federally
insured to at least $250,000
and backed by the full faith
and credit of the United States Government.
Current Loan Rates
Rates Effective January 1, 2024. Rates Subject To Change Without Notice.
| LOANS TYPE* | Term | Score of 700-759 (Very Good) |
Score of 760+ (Excellent) |
| Signature Loan | 0-12 Months | 8.00% | 6.00% |
| 13-24 Months | 10.00% | 8.00% | |
| Promotional Loan | No Credit Check | (6) Months | 18% |
| Christmas Loan | No Credit Check | (6) Months | 18.00% |
| New Vehicle | 3 Years | 4.00 | 3.00% |
| 4 Years | 4.50% | 3.50% | |
| Used Vehicle | 3 Years | 4.00% | 3.50% |
| 4 Years | 5.50% | 4.50% | |
| Motorcycle | 4 Years | 7.00% | 5.00% |
| New Boat | 3 Years | 9.90% | 7.5% |
| 4 Years | 9.50% | 8.50% |
| No Credit Check EZ Loan | (3) Months = 6 Payments 20% Interest + $20.00 Application Fee |
||
| Secured Loan | 3.0 above Dividend Share Rate (Time Amount Secured) | ||
| (Shares) | 5.0 Above Dividend Share Rate (1/2% of Total Loan Amount) | ||
| *APR is the Annual Percentage Rate. Rates are controlled by credit score & terms of the loan. | |||